14 Jun

Mortgages and Corporations

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Mortgages and Corporations. If you are a self-employed client who owns your own business, you may have chosen to set that business up as a corporation. This means the business operates as essentially its own person. They have income through business revenue and expenses from marketing costs, materials, office space, etc. When it comes to […]

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14 Jun

How to Pay Off Your Mortgage Faster

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How to Pay Off Your Mortgage Faster. When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your payment schedule […]

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14 Jun

10 Questions to Ask Your Home Inspector

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10 Questions to Ask Your Home Inspector. While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to make an offer right away […]

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14 Jun

In an Aggressive Move, the BoC Hikes the Policy Rate by 25 BPs

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In an Aggressive Move, the BoC Hikes the Policy Rate by 25 BPs. Holy Smokes, The Bank of Canada Means Business If there were any doubt that the Bank of Canada wanted inflation to fall to 2%, it would be obliterated today. In a relatively surprising move, the Bank hiked the overnight policy rate by […]

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14 Jun

Don’t Be House Poor

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Don’t Be House Poor. Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which might lead to cash flow issues […]

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14 Jun

Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC

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Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC. Do you need help to meet your retirement income needs? With rising inflation, accessing sufficient cashflow for your desired lifestyle can be challenging. However, with over 70% of Canadians owning their homes, tapping into home equity can be the cashflow solution you need. […]

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14 Jun

Second Mortgages: What You Need to Know

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Second Mortgages: What You Need to Know. One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First […]

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